About My Layaway System

For Crayfish Traps and Accessories
No Interest No Fees

Just in case you have never heard of layaway I will explain it briefly. Layaway has been around longer then I have and that is a very long time, grin. Layaway is a system which allows buyers to purchase goods by making payments on the total price until it is paid off. Once the item is paid off the buyer receives the goods from the store and the transaction is completed.  Layaway was designed to aid the buyer in affording purchases to fit their budget and to assure the buyer that they will receive the product. Layaway was extremely popular at all the major stores at one time, Wal-Mart included, until the heavy use of credit cards became available. Some stores and even web sites still have layaway available plus there are even web sites devoted to offering layaway for many different businesses, for a price of course to the buyer. Most businesses now days do not offer layaway because of the additional manpower required just for bookkeeping, cost of inventory, and floor space to store layaways. Each business who supports layaway today have their own polices and fees, no two businesses are the same it seems.  

 I've researched many layaway plans and I have found that today's layaway is not as I remembered it to be. My goal is to bring back what I remember and give you the best possible layaway plan that I can. 

To help me help you I have created specialized off line software which I will use to set up your layaway plan, do all the bookkeeping for your layaway plan, and email you the layaway plan plus email you all receipts for payments that you make once you are on the plan. All of this I can do very quickly with the software so I have solved the bookkeeping problem mentioned above.

My layaway plans can be tailored to fit you. They are also secure and done off line by my stand alone custom software.

First you must decide what equipment you want, you may reference the shopping cart page for the different types of traps and trap accessories.

Second you must decide how many months you wish to put your order on layaway, you may go up to 12 months no more. Keep in mind that your first payment to start the layaway is at least $25.00 or if the total amount of the order divided by the number of months on layaway is greater then $25.00 then the first payment will be equal to that amount. As an example, if your total amount is $110.00 and your request a 4 month layaway then $110.00 divided by 4 equals $27.50.   $27.50 would then become your first payment to get your layaway started. It is quite simple really it just explains harder then it is. Keep in mind that your total amount will include shipping and handling. Shipping equals actual shipping cost by USPS and handling equals the box cost only. The software will figure it all out and submit it to you by email before you decide if it is right for you. You may want to figure out how much you would like to pay on a monthly basis for your order and I can adjust the software to calculate the number of months needed to fit that amount, include this info in your email.

Third you must email me, terrybullard@terrybullard.com the list of the equipment you want plus,
*Your Name
*Your Shipping Address
*Your City, State, Zip Code
Your information will never be sold, transferred or given to anyone, period.

Make sure your mailing address is correct because it is copied and pasted from your email into my software which in turn will used for my shipping receipts and my postage labels. Also, keep in mind that if you do not supply the requested information then you will not receive a layaway plan.

NEXT:

After I have received your email request for layaway I will copy and paste the information into my layaway software. The software will calculate the exact delivered cost for the equipment that you want for the shipping address you provided me, (this total delivered price may be in most cases different from those shown on the shopping cart, it all depends where you live.) It will then generate a layaway plan for you basing it on the number of months you request the layaway to be or the number of months that I can give it to you at the time, then that plan is emailed to you.

You are under no obligation what so ever to accept the plan nor is there any fee for receiving a plan.  You have 2 weeks from the time you receive the layaway plan email to send the first payment which indicates your acceptance of the plan. If you do not respond within the 2 week period then the layaway plan you were sent expires and becomes void which may also void the prices listed in the plan and the duration or continuation of further plans. 

My layaway system:

No starting fees.
No interest fees.
No payment fees.
No early pay off fees.

You may cancel the layaway at any time and the money you have paid in will be refunded less a $25.00 cancellation charge.
Should you default on your layaway plan the money you have already paid in will be refunded less a $25.00 cancellation charge, yes you do have a grace period, things can happen.

All layaway payments should be personal check, money order, or cash. Any other payment method is accepted but that kind of defeats the purpose of layaway. Once your layaway becomes active, (means I received your first payment), the equipment is warehoused until final payment is received and then it is shipped.

Once you have started your layaway plan your order is not subject to price changes, the total delivered price is locked in for you.

If you have any questions about my layaway system before requesting a plan, please email me, terrybullard@terrybullard.com  I'll be happy to answer them.